We are your service to assist and provide you with professional orientation in the purchase of your individual life insurance plan that will fully satisfy your personal financial or business needs, based on the amount of premium you can or want to pay for the desired coverage.
In order to do this, we represent and distribute high quality products from major Life Insurance carriers in the U.S. , with the best ratings in the insurance industry.
Term Life Insurance - Life insurance plans with premiums calculated based on the insured's attained age and the term of coverage selected. The terms run for 10, 15, 20 & 30 years. These plans are ideal for creditor required guarantees on outstanding loans as well as for long or short term mortgages. They are also ideal for spouse, children and overall family protection in case the breadwinner dies prematurely during their period of financial dependence.
Universal Life Insurance - Individual life insurance plan with death benefit payable upon the insured's death, with premium costs that go according to the insured's attained age and at the same time allows for the accumulation of cash values that can be used by the insured during his lifetime for unforeseen emergencies, educational funds or as an extra “kick” to a retirement plan. This plan is uniquely characterized as being adjustable and flexible to changes in face amount or premium that the insured may want to make during the lifetime of the policy in the order in which his financial and protection needs change.
